Terms of Use

This Terms of Use (“Terms”) for the JCB Website (“Site”) contains the terms and conditions that shall govern your access to and use of the Site. Please read the provisions of the Terms carefully.


By proceeding to use and access the Site, you are deemed to have accepted the Terms, without qualification or condition. You further warrant that you have read and understood each and every provision of the Terms and accepted such with full appreciation of its legal consequences. All persons who do not agree with the Terms shall not be authorized to use or access the Site.


Use the recommended OS/Browser combination for your device listed below.

(As of September 13, 2022)

Device types OS Browser
PC Windows 10,11 Microsoft Edge
Windows 10 Google Chrome
Mac OS 12 Safari
(excluding tablets)
Android OS 11,12 Standard smartphone browser
iOS (iPhone) 14,15
  • When accessing some functions using a smartphone, the PC version may be displayed. However, please note that it may not be displayed correctly, or in some cases may not be available at all.
  • Tablets will display the PC version, but it may not be displayed correctly, or in some cases may not be available at all.
  • Sometimes, the screen may not be displayed correctly or may not work properly. This may be due to the browser and OS combination you are using, security software you are using, or your network connection. (This may be resolved by accessing the site again later or from a different location, by clearing the cache of your device, or by restarting your device.)
  • For details on supported operating systems, and downloading and installing each browser, refer to the relevant website for that browser.


The Site uses the following plug-in. We recommend that you download the plug-in software below if you have not done so previously. The plug-in may be changed without prior notice.

Viewing PDF Files.


To read PDF files, we recommend the use of Adobe Reader(of Adobe Systems Incorporated), which you can download by clicking on the icon on the right to download up-to-date Adobe Reader.


The Site contains links to other websites managed or controlled by third parties. Your access or use of the links or other websites shall be at your own risk and JCB shall be held free and harmless against any liability arising from the use, access, or downloading of any information, material, product, or availing of other services or systems from the other links. Notwithstanding the systems provided above, JCB does not endorse nor make any warranty or representation regarding the other links. Likewise, JCB is not liable for any products or services, or any failures therein, provided in the other links. You agree and understand that it is your sole and exclusive obligation to read and accept the terms of use and privacy policy provided in the other links.


The Site provides information about JCB and JCB programs. You may download or save any material provided in the Site for personal use only. You shall not use, distribute, circulate, or post any material provided in the Site for any public or commercial purpose without the prior written consent of JCB. You shall not misuse the Site by introducing any malicious or harmful material to the Site. You shall not hack into the system nor commit piracy in the use and access of the Site. Unauthorized use or access or misuse of the Site or any of the materials provided therein is strictly prohibited.


Except for the other links, JCB and other members of the JCB Group (the “JCB Group”) are the owners or the licensees of all intellectual property rights including but not limited to any copyrights, trademarks, tradenames, and such other intellectual properties on the Site, and in the materials published on it. Nothing herein shall be construed to grant you the right to use said content or JCB’s trade names, trademarks, service marks, logos, domain names, and other distinctive brand features. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print one copy and/or download extracts of any page(s) from the Site for your personal use and you may draw the attention of others within your organization to content posted on the Site, provided it is with the accompanying text or reference to the Site and/or JCB for proper attribution. You must not modify or alter in any way, the hard or digital copies of any materials you have printed or downloaded, and you must not use any illustrations, photographs, video or audio sequences or any graphics without the accompanying text or reference to the Site and/or JCB. JCB’s status (and that of any identified contributors) as the authors of content on the Site must always be acknowledged.

You shall not copy, modify, use for commercial purpose or public display, reverse engineer, decompile, extract the source code, remove any copyright or other proprietary notations, assign the license, grant a security interest over the right to use, or otherwise transfer the right to use in whole or in part of any of JCB’s rights, title, and interest over the Site and the content therein. You must not use any part of the content on the Site for commercial purposes without obtaining a license to do so from JCB or JCB’s licensors. If you print, copy or download any part of the Site in breach of this Terms, your right to use the Site will cease immediately and you must, at JCB’s option, return or destroy any copies of the materials you have made.


By voluntarily giving any information, communication, or any material in using and accessing the Site, you hereby consent to the processing and use of such information, communication, or any material for lawful purposes by JCB and/or the JCB Group. Furthermore, with the exception of Personal Information as provided in the next succeeding clause, any information, communication, or any material provided, given, disclosed, or posted to the Site, shall be deemed and shall remain the property of JCB. JCB and/or the JCB Group shall have the right to use, for any purpose without obligation of any kind, such information, communication, or material. Except for Personal Information provided, JCB shall not have any obligation of confidentiality in relation to any information, communication, or material provided, given, disclosed, submitted, or posted on the Site. By submitting any information, communication, or material to the Site, you hereby waive any right, legal or otherwise, over the submitted information, communication, and/or materials.


The content on the Site is provided for general information only and does not, in any way, constitute any legal or formal advice on specific matters and reliance should not be made upon as such information. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on the Site.

Although we make reasonable efforts to update the information on the Site, we make no representations, warranties or guarantees, whether express or implied, that the content on the Site is accurate, complete or up-to-date.


You agree that the use of the Site is at your sole and exclusive risk. The Site is provided on an “as is” and “as available” basis. Eligibility to the program or to the products or services referred to on the Site is subject to final determination by JCB and/or any entity within the JCB Group, as applicable. JCB makes no warranty whatsoever, whether express or implied, regarding the programs or the products and services on the Site other than what is expressly provided “as is”. The provision of information on the products, services, or programs on the Site does not constitute a valid offer by JCB and/or the JCB Group and JCB and/or the JCB Group disclaims all warranties of any kind, including but not limited to implied warranties of merchantability and fitness for a particular purpose among others.


To the full extent permitted by law, JCB and/or the JCB Group shall not be liable to you for any direct, indirect, incidental, special, consequential, actual, temperate, nominal, moral, exemplary, or other damages which may be incurred by you, however caused and under any theory of liability, including but not limited to loss of profits, loss of goodwill or business reputation, loss of data, or cost of procurement of substitute goods or services, even if JCB and/or the JCB Group has been notified of the possibility of such damages.


JCB reserves the right to change the Terms from time to time without prior notice to or consent of the users. You undertake to check the Site regularly to take note of any changes made by JCB to the Terms or to any information provided therein. You warrant and accept that any amendments made shall be binding upon you.


The use of this Site and the construction, interpretation, and application of the Terms shall be governed by the laws of Japan. You agree to submit to the exclusive jurisdiction of the proper courts of [Japan], with respect to any dispute or matter arising out of or connected with the Terms. Notwithstanding the foregoing, you also agree that JCB shall be entitled to apply for such reliefs made available under the law or in equity, including but not limited to injunction, in cases of material breach of covenants or warranties related to intellectual property rights, which may result in irreparable injury to JCB.


Certain pages or sections on this Site may provide for additional terms and conditions, which shall be deemed as part of this Terms. In case of conflict between the specific terms and those provided herein, the specific terms shall govern the use of such pages or sections.


This Site is operated by JCB and not by the banks or financial institutions that issue JCB cards. The provisions of the Terms or the content of the Site shall not create any binding agreement between the JCB cardholder and the bank/or financial institution that issued the JCB card. Availments of any program, product, or service referred to in this Site shall be subject to the final determination of the JCB card issuer.


The failure of JCB to insist on strict performance of a covenant or of any obligation herein shall not be a waiver of JCB's right to demand strict compliance therewith in the future, nor shall the same be construed as a novation of this Terms.